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80 Crossways Park West, Woodbury, NY 11797
Tel: 516-677-6269 | Fax: 516-677-6864
Email: MFliegelman@InnovativePlanningServices.com

General Agent of The Guardian Life Insurance Company of America, New York, NY. Licensed to sell insurance in CA (license # 0B36857), CT, FL, MA, NJ, NY OH, PA.

Securities products and services are offered through Registered Representatives of Park Avenue Securities LLC (PAS) 7 Hanover Square, New York, NY 10004, 1-888-600-4667.

WhyWholeLife.com, MichaelFliegelman.com, etc. Company (DBA, Innovative Planning Services, Inc.) is not an affiliate or subsidiary of PAS. PAS is a member FINRA & SIPC.

Michael Fliegelman is securities licensed in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IO, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TE, TX, UT, VA, VT, WA, WI and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states. Michael Fliegelman, Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products/ services and advisory services are offered through PAS, a registered broker-dealer and investment advisor. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect wholly owned subsidiary of Guardian. Innovative Planning Services is not an affiliate or subsidiary of PAS. PAS is a member FINRA, SIPC is securities licensed in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IO, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TE, TX, UT, VA, VT, WA, WI and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states. The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside. Neither Guardian, nor its subsidiaries, agents, or employees provide tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.