{3:12 minutes to read} Today I want to talk about qualified plan accounts as an approach to purchasing life insurance as part of your retirement plan. Qualified plans include: 401(k); Profit-sharing; Money purchase; and Defined benefit plans. As people get older and accumulate wealth, these qualified plan accounts could potentially represent a very attractive way for
{1:20 minutes to read} Many people are trying to manage life insurance policies, whether they’re policies on their own life, or policies in a trust for which they are a trustee. You have to make the best policy decisions. The analogy that we like to use is one that involves people in a bathtub. The
{2:12 minutes to read} Some of our clients have expressed a desire to make one payment into a cash value life insurance policy and be guaranteed paid-up. For them, we have a concept called the Single Payment Plan. Putting one payment into a cash value life insurance policy is a preferred way to fund a
Sometimes when we look at things one way, we see the world with a certain landscape, but when we revisit it, we may see it very differently because of our experiences and perspective. I want to urge you to read the following article which is called "Nine Reasons You Should Take Another Look at Whole
This blog post is rated NC17. Before reading, know that it contains language that could be considered inappropriate and offensive. While we say this with good humor, the reality is people are living longer and longer. And for some, the golden years are not so shiny. Our message to all our clients is to seek
Most of us have insured all our assets: Cars Homes Collectibles Jewelry However, we rarely insure our most valuable asset, and that’s our ability to provide for our family. That can be rectified for our families through life insurance and for ourselves through disability insurance.
One idea that we would like to share with the advisors we work with is a concept that many people have found to be worthwhile. We call it, Gift Of A Lifetime or GOAL. Gift of a Lifetime is a concept that you can share with clients who may be parents or grandparents on how
The world of long-term health care continues to rapidly evolve as people are living longer and longer, and retirees face challenges regarding how best to protect their wealth from the cost of long-term care. Many insurance companies are leaving the long-term care business, where traditional products are risky for their capital. Less and less of
For years, everybody asked me if I watched the TV show Breaking Bad, which I had not. Finally, I broke down, bought Netflix, and started watching the show. After a couple of episodes, I became aware of a theme that popped out at me; part of the reason the main character becomes a drug dealer
Today I want to introduce our 3-minute video on life insurance premium finance. Learn about how wealthy, successful people are acquiring their needed life insurance while using other people’s money to pay the premium. Is life insurance premium finance for you? Give us a call if you have any questions, and we will be happy
