Today I want to introduce you to a kind of graphic illustration of how whole life insurance works. It’s kind of a somewhat misunderstood product by many advisors out there and it really has some tremendously good features and attributes. I have three illustrations I wanted to introduce to everybody today. The first one shows the
In a follow-up to The Efficiency of Money blog that we published a few weeks ago, I wanted to respond to some people who requested examples and actual case studies or illustrations of how life insurance can create an efficient place to put money. The first request was regarding how a parent or grandparent can
Today I want to introduce to you an insurance product that opens up a world of opportunity for people to protect their wealth against the cost of long term care. The entire long term care industry has gone through a rapid and dramatic change over the last 2-3 years. Less and less carriers are selling
Today, most people are saving money for college, using 529 plans. 529 plans have some nice tax benefits and some great advantages. These plans have become the most popular way people save money for college. Today we want to introduce to you an alternate way to save for college. Though 529 plans have potential growth
Life Insurance is one of the key pieces of a successful financial plan, but have you thought about how it can be used to pay for your clients Long Term Care? The Long Term Care market has been experiencing numerous changes. Currently, only a handful of companies are selling regular long-term care insurance. Those still
Americans are trying to save money for retirement. People are trying to find the best way to do that but many are confused as to where their money should go. People are concerned about: Risk Inflation Low interest rates, or deflation Rising taxes Market volatility And people are concerned about the effect that all of
Whole Life Insurance is often overlooked as the Foundation of Business Succession Planning. I would like to share with you some important information about Whole Life Insurance that is provided by Massachusetts Mutual Life Insurance Company (MassMutual). Many business owners realize that they will be forced to deal with issues such as business succession at
Are you among the 99%, struggling to get ends to meet or at least to wave to one another? So many people are in a position where they feel that their lifestyle and expenses consume all of their earnings. That belief is at the center of why many people don’t save money. There is a
