I want to introduce you to our new video called “The Road Less Traveled.” This video will help you understand the unique financial asset that is whole life insurance. It will walk you through a story about how life insurance creates a lot of value for you, despite it not being a popular choice of
Whole life insurance continues to evolve to meet the needs of clients as they deal with the many challenges and uncertainties of life. Accelerated death benefit riders exemplify how life insurance can uniquely address a broad spectrum of client needs over their lifetime. As consumers fear loss in wealth due to market volatility, taxes and
This article documents the concept of how life insurance can be used to allow an insured policy owner to spend and enjoy his/her wealth in a better way than if he/she did not have life insurance. Ed Grinberg, the author of this article, was a trust and estate attorney for many years until he became
Traditionally life insurance has been used to solve estate tax and business succession issues for the wealthy. This article addresses the non-traditional uses for permanent life insurance. Most people see insurance as a cost, not as a tool to help them with their success. Not a place to put money into for its value. Yet,
(they just don’t know it) By Michael Fliegelman, CLU, ChFC, AEP, CLCT, RFC Sometimes in life we think we see things clearly, but might be missing something entirely. The best analogy is the arrow in the FEDEX logo. Most people do not see the arrow but it is there and has always been there. Similarly
Why Permanent Life Insurance Will Never Go Out of Style October 10, 2007 Source: InsuranceNewsNet,Inc. If consumers go by price, simplicity and ease, term insurance would win the Term vs. Perm Debate that has been going on for decades. What’s not to love about term insurance? Term insurance premiums have become very affordable thanks to
BY JACK BOBO Almost 50 years ago Halsey Josephson wrote a book titled “The Tired Tirade” as an answer to the critics of life insurance, particularly those critical of whole life insurance. It was an outstanding piece of work, but unfortunately it did not stop the tirade. Financial writers like Jane Bryant Quinn and self-styled
