Bathtub Test During a visit to my doctor, I asked him, “How do you determine whether or not an older person should be put in a nursing Home?” “Well,” he said, “we fill up a bathtub, then we offer a teaspoon, a teacup and a bucket to the person ~ to empty the bathtub.” “Oh,
I want to introduce a concept that has become popular over the last few years since interest rates have gone down. It is a concept called Premium Financing, with which wealthy people can acquire needed life insurance liquidity for trusts set up for their families. Estate tax is then paid through the life insurance trust
Today I want to introduce you to a kind of graphic illustration of how whole life insurance works. It’s kind of a somewhat misunderstood product by many advisors out there and it really has some tremendously good features and attributes. I have three illustrations I wanted to introduce to everybody today. The first one shows the
Today, most people are saving money for college, using 529 plans. 529 plans have some nice tax benefits and some great advantages. These plans have become the most popular way people save money for college. Today we want to introduce to you an alternate way to save for college. Though 529 plans have potential growth
