Policy Examples

Product Solutions

Life Insurance

Whole Life Overview

  • Whole Life Legacy 100SM
  • Level premium, participating life insurance policy that provides a level, guaranteed face amount for the lifetime of the insured. Premiums are payable to age 100. The policy provides guaranteed cash value accumulation and is eligible to receive dividend payments. Offers the ability to increase the face amount. Each increase will require evidence of insurability and will have its own risk classification.

  • Whole Life Legacy 65SM
  • Level premium, participating life insurance policy that provides a level, guaranteed face amount for the lifetime of the insured. Premiums are payable to age 65. The policy provides guaranteed cash value accumulation and is eligible to receive dividend payments. Offers the ability to increase the face amount. Each increase will require evidence of insurability and will have its own risk classification.

  • Whole Life Legacy HECVSM
  • Level premium, participating life insurance that provides a level, guaranteed face amount for the lifetime of the insured and is designed to provide high early cash values. Premiums are payable to age 85. The policy provides guaranteed cash value accumulation and is eligible to receive dividend payments. Offers the ability to increase the face amount. Each increase will require evidence of insurability and will have its own risk classification.

  • Whole Life Legacy 10 PaySM
  • Level premium, participating life insurance policy that provides a level, guaranteed face amount for the lifetime of the insured. Guaranteed to be fully paid after 10 premium paying years. The policy provides guaranteed cash value accumulation and is eligible to receive dividend payments.

  • Whole Life Legacy 20 PaySM
  • Level premium, participating life insurance policy that provides a level, guaranteed face amount for the lifetime of the insured. Guaranteed to be fully paid after 20 premium paying years. The policy provides guaranteed cash value accumulation and is eligible to receive dividend payments.

  • Survivorship Whole LifeSM
  • Second-to-die, level-premium, participating, permanent insurance providing a level, guaranteed death benefit. Premiums are payable until the second death or to age 100 of the younger insured, if earlier. The policy provides guaranteed cash value accumulation and is eligible to receive dividend payments. Upon first death, dividends and cash value may increase.

If you would like to inquire about a specific plan not displayed above, please call us at 631-262-9254.

Michael Fliegelman
CLU, ChFC, AEP, RFC
Phone: 631-262-9254
Michael Fliegleman, CLU, ChFC, AEP, RFC

Why Whole Life Insurance?

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Premium Financing for

Whole Life Insurance

 About Premium Financing

If you are an individual interested in Premium Financing for your Whole Life Insurance, please click here.

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Business Owner Resource Group